Credit Score Debt




First, if you have never owned a credit card, had bills in your name, or borrowed money of any sort, your credit score is length of credit history. Credit history is about 35% of your total credit score, so this is very important.Once you understand what a credit score is, how it affects your life, and why it is important to build and maintain good credit, you may also want to know how, exactly, a credit score is calculated. Information such as length of employment or residence can also fall under this category, so if you have a very stable life, you'll have a better score than someone who moves