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Various retirement plans have different features and it is possible that one plan which is most suitable to your friend could not serve you same way depending on the type of job, income or other related facts. Retirement planning should always be custom designed to get maximum benefits. Retirement is a word that brings chill feel to spines but when it is well think of in advance then this same word stands for long deserving restful life after hard days of work. In this, you have to fill some information and its result will show the information regarding money available at retirement time, interest earned and other such things. Moreover, under 401K retirement plan you get some freedom as regards to investment of money and can put it into mutual funds, stock market, or other bonds whichever you found most paying. 401k retirement plan has different versions for different working groups. Say if you contribute x % of your annual salary to this retirement plan then your company would also have to make matching contribution towards this account. As employer and employee both make contributions so funds grow to sustantial amount till the time of retirement or withdrawal time and thus helps significantly in tax saving as at time of retirement you probably would have lower income slab and thus lower tax rate. For starters, 401k retirement plan calculator is also a good tool and is available on many sites.401k retirement plan is a popular plan and many of the people opt for
