However, not many businesses can make it without a couple of employees, and not many people are not going to work for a business, big or small, that doesn't offer some kind of health insurance plan. Other factors, such as whether or not the small business health insurance plan are determined differently than the rates of individual health insurance plans. That's why so many small businesses fail; they can't attract and keep the number of employees necessary to run their businesses because they don't offer them benefits such as health insurance plans. Many companies don't offer health insurance plans to its employers.The world is full of business-minded individuals, whether their goals are to lead a multi-million dollar company into the future, or simply start their own small business to provide services that are in demand